My Budget can help you to relieve debt stress by creating a customised plan to pay off your outstanding debts and renegotiating payment arrangements with your creditors, where possible.Our experience in debt negotiation means that, in most instances, we know what sorts of terms are achievable.It’s easy for defaults to be listed on your credit file.Taking too long to pay your telephone or utility bills, as well as missed payments on credit cards and personal loans are prime ways to attract a default listing. The implications of a bad credit record can be far-reaching, but a damaged credit record can be improved with time.The layoff you experienced a few months ago has taken a toll.You've been searching diligently for work, but in this poor job market, it hasn't been easy. Before you consider filing for Chapter 7 bankruptcy or enrolling in a bogus debt management plan, consider these alternatives and seize control of your credit again.
Unfortunately, there are no quick fixes for a poor credit rating.
If you’re thinking about applying for a bad credit debt consolidation loan then you can first compare your options to find the right loan.
Once you’ve found a loan to apply for you can click ‘Go to Site’ and be directed through to the lender’s website and fill out an online application form.
After that, the debt consolidation process will depend on the lender.
If you have had a few credit misadventures and ended up with a bad credit rating, there is still hope to get a home loan.